Dr. Shen Video on China’s Greater Bay Area (with Chinese and English Subtitles)
Overseas Chinese (especially those born in HK, Macau and Taiwan) returning to China’s Greater Bay Area for retirement can enjoy medical insurance (referred to as “Yibao” by retirees) for only 549 yuan per year. The application conditions are very simple: you only need to have a rental contract of at least six months or have purchased a property to apply for a residence permit. Once you obtain the residence permit, you can simultaneously apply for medical insurance.
If you choose not to purchase medical insurance, local medical costs are about one-seventh of those in the United States. Therefore, for a middle-to-upper-class family in the U.S., a monthly retirement income of $5,000 to $8,000 is more than enough to live comfortably in the Greater Bay Area.
If 24-hour in-home care is needed, the cost for a nurse is approximately 13,000 yuan per month (about $2,000).
Some people are accustomed to badmouthing China, but the best way to counter that is to come and see the Greater Bay Area for yourself. Many overseas Chinese of our generation fail to appreciate their blessings and remain in “落后国家” (underdeveloped countries) like the United States, Canada, and Australia, missing out on a better quality of life.
Johnson Choi can assist you in visiting China’s Greater Bay Area for a firsthand inspection. This might be the wisest decision of your life.
Breaking News Video: The Middle East Conflict Rages On! Taiwanese Politicians Fled, Abandoning Their People, as a Mainland Aircraft Dramatically Rescued 70 Compatriots Overnight! Taiwanese Arrive in Shanghai, Moving Millions of Netizens to Tears! 突发快讯視頻:中东战火狂烧！台湾政客丢下百姓跑路，大陆专机连夜将70名台胞霸气救出！台湾乡亲落地上海看哭千万网友！
China Eastern flight MU704 from Istanbul, Türkiye, touched down at Shanghai Pudong International Airport early on Tuesday morning with more than 70 passengers from China’s Taiwan region among those onboard, according to the Shanghai General Station of Immigration Inspection.
They are scheduled to continue their journey later on Tuesday on connecting flights to Taipei Songshan Airport and Taoyuan International Airport. It is the largest group of Taiwan residents to return to Taiwan region via the Chinese mainland since the recent escalation of tensions in the Middle East.
When You Are in Danger, Motherland Takes You Home by Global Times Sep 02 2021 China 24/7 emergency numbers +86 (10) 1230 8 and +86 (10) 5991 3991
Video: China’s Zhuhai Hospital of Traditional Chinese Medicine, stay for three weeks to recharge 中國大灣區沈永年博士視頻有英文字幕: 珠海中醫院，住三個星期充電，脫胎換骨，包飲包食包住包醫，沒有醫保，人民幣$6,300！如果有 有醫保(保費一年 人民幣800元）祇需付人民幣$1,800 想知道詳情可以找 Johnson 或 Carmen Choi
Dr. Shen video from the Greater Bay Area in China has English subtitles: Zhuhai Hospital of Traditional Chinese Medicine, stay for three weeks to recharge, completely transformed, including meals, accommodation, and medical care, no medical insurance, 6300 RMB (US$900) If you have medical insurance (annual premium 800 RMB), you only need to pay 1,800 RMB. For more information contact Johnson or Carmen Choi
Video with English subtitles: Buying a property in China’s Greater Bay Area: Overseas Chinese can wire US dollars directly to banks in the China Greater Bay Area 中國大灣區沈永年博士視頻有英文字幕: 在中國大灣區買房子，海外華僑可以把美金直接𣾀錢到中國大灣區銀行.
不用帶現金，也不再需要通過香港，你還可以借錢，二成首期，3%利息，年期長達15-30年, 有天你把房子賣掉，可以直接從中國把錢𣾀去美國香港等地方，絕對沒有問題，買了房子後可以買當地醫保，幾百元人民幣一年，可以到中國政府三甲醫院或私家醫院睇中西醫，服務質素比美國和加拿大好得多！想知道詳情, 可以找 Johnson 或 Carmen Choi
Buying a property in China’s Greater Bay Area: Overseas Chinese can wire US dollars directly to the banks in the China Greater Bay Area, eliminating the need to carry cash or go through Hong Kong. You can also obtain a mortgage with just a 20% down payment, an interest rate of 3%, and loan terms ranging from 15 to 30 years. If you later decide to sell the property, you can seamlessly wire the funds from China to the US, Hong Kong banks, or anywhere else without any issues. After purchasing a home, you can buy local medical insurance for just a few hundred RMB per year, granting you access to top-tier public hospitals (grade-A tertiary) or private hospitals for both Chinese and Western medicine—service quality that is far superior to that in the US and Canada. To find out more, you can contact Johnson & Carmen Choi
Johnson Choi’s Birthday Party Speech | July 15, 2025 蔡永強2025年7月15日生日派對致辭稿
Good evening, everyone.
To see all of you here means the world to me. Before we celebrate, there are some people I need to thank.
First and foremost, I have to acknowledge my wife, and my boss—Carmen. Thank you for everything.
I also want to take a moment to remember my grandfather and my father. My grandfather was born in 1875, and my father in 1900 in Hong Kong. Though they left us long ago, their lessons remain with us every day. My grandfather was the second-in-command at Taikoo Shipyard, a subsidiary of Swire Corporation. My father worked for Hastings, the oldest British law firm in Hong Kong. He was also a soccer player for South China AA, and represented Hong Kong in the Far Eastern Championship Games in the Philippines during the 1920s. They taught us the importance of education, patriotism, and staying true to our Chinese heritage, culture, and roots.
As the saying goes, “Crisis” is made of two characters: Danger and Opportunity. I’ve seen this truth play out three times in my life, and it’s brought me here today.
The first crisis came in 1973. That year, the Hong Kong stock market crashed, losing 90% of its value. Bruce Lee passed away. And I had to leave Hong Kong because I failed my Form 5 public exam. But that crisis gave me the push I needed to leave home and see the world.
The second crisis was the 2008 financial crash. Carmen was the CFO of an escrow company that decided to shut down. The crisis forced her to leave Hawaii. But at that time, two former colleagues, Mei Liu and Sunny Chan, who had moved to San Francisco a few years earlier, opened their home to her while she looked for a job. I never had the chance to properly thank them. So, Mei and Sunny: thank you. Thank you for your kindness when we needed it most. In this world, people who offer “coal in the snow” are rare, while those who push you when you’re down are everywhere. Fair-weather friends are a dime a dozen. Because of you, Carmen found work in San Francisco, where salaries are generally 40-60% higher than in Hawaii. That second crisis turned into a great opportunity.
The third crisis has been our desire to retire safely and comfortably. We no longer feel the US provides us with that safety and quality of life. We realized the best option is to return to our roots, to Hong Kong or China. We’ve already set things in motion and plan to leave the US within six years. While others talk about it, we are doing it. I never imagined back in 1973, when I left Hong Kong as a teenager, that I would one day be planning to return there to retire.
And moving to San Francisco? It was the best decision we could have made. If we had stayed in Hawaii—which, sadly, has become a failed state—we would not know 95% of the people in this room.
You have all enriched our lives, and I want to thank you. In no particular order:
· Pat Chin and Cynthia Yee: Through our journey with Dean Chuck Gee of the University of Hawaii’s School of Travel Industry Management, on one single evening at his 80th birthday, we helped raise $250,000 for UH scholarships in Hong Kong. · Howell Kiung and his wife Ling Ling: We wish Ling Ling well as she spends time with family in China. · Nancy and Peter Lee: A retired scientist and doctor from UCSF, you have spent the last 14 years doing incredible charity work in Sichuan. Using your own money, you’ve helped over 100 poor students finish high school, and nearly 100 of them have gone on to college. You are an inspiration. · Paul Gee: Owner of Gee Vineyard in Napa Valley. From shopping trips to incredible food and wine tours in China and Hong Kong, you’ve given us some of our best memories. You always insist Carmen picks the menu, and cost is never an issue. Thank you, Paul. · Michelle Au: You were our star DJ at our K-2 Karaoke Restaurant in Honolulu. Though we only reconnected a few years ago, I love following your Facebook posts. You are such a dedicated pet lover! · Ken Ho: My fellow University of Hawaii graduate from 1977. You were smart enough to leave Hawaii years before me, and now you own the Grant Plaza Hotel in SF Chinatown. · Julie Xie: High school classmate of Carmen’s former boss. When Carmen lived and worked in Shanghai for a year in 2018, we appreciated that connection. · Lucy, Yunice, and Kevin: Former colleagues from North East Medical Services, and now our favorite Mahjong and travel partners. · Ray and Barbara Hing: Ray, a former executive with British Petroleum in China. · Jenny Chan: Thank you for your vital work leading educational programs on Japanese atrocities during WWII, including the Nanjing Massacre and Unit 731. · Kitty and her husband: Our families go way back, as Kitty’s mom and Carmen’s mom knew each other. We’ve shared so many fun dinners and parties at your house. · David and Binnie Wong: David, you are an incredibly accomplished musician, trained in a professional school in China, and have gone on to great success in real estate here. · Shan Cheng: Carmen’s first cousin and a successful importer based in SF. · Vincent, 瑤瑤, 雁子, Ken Ken, and Albert: Dear friends and Carmen’s core karaoke crew. · 民記: You have one of the best karaoke systems I’ve ever seen, you’re an excellent singer, and a fantastic cook with a commercial kitchen at home. You’re the perfect man—if only you were single! · Paul, aka Laughing Gor: We just met last week, but we already had a fantastic time at your boat slip in San Mateo.
And to anyone I might have missed—please forgive me, but you are not forgotten.
I am so grateful that our journey led us to San Francisco and to every single one of you.
Thank you all for being here to celebrate with us. Cheers to good health, good friends, and the opportunities that lie ahead. Let’s enjoy the party!
Video: The Real Reasons for Moving from the U.S. to Guangdong’s Greater Bay Area: The Unmatched Everyday Life Abroad! A Full Sense of Happiness! 影片有中文字幕: 從美國移居广东大灣區的真實理由：那些國外比不上的日常! 滿滿的幸福感! 你可能有幾個原因好像夏天太熱不想留在大灣區，但每天的快樂幸福讓你留下來. 所以你問我什麼原因留下，我沒有單一原因，而是有很多原因讓我快樂的留下
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