TenPayGo App that I have Just Sign up. By Johnson Choi, MBA, International Business Consultant since 1985
我剛剛註冊的 TenPayGo 應用程式. 作者：蔡永強，工商管理碩士，國際財經顧問（1985年至今）
TenPayGo 是由騰訊（Tencent，亦即微信 WeChat 的母公司）專門為前往中國旅遊的海外訪客開發的一款行動支付應用程式。它的設計目的，是讓外國旅客能夠更方便地像中國本地居民一樣進行支付，方法是把國際付款方式連接至中國龐大的微信支付（WeChat Pay）商戶網絡。
💳 主要功能及使用方式
· 簡易註冊：與一般中國內地應用程式不同，TenPayGo 只需使用電子郵件地址即可註冊，不需要中國內地手機號碼，也不需要中國本地銀行卡。
· 支援國際付款方式：可以綁定 Visa、Mastercard 及其他主要國際信用卡，也支援 Apple Pay 以及 Starryblu 等海外電子錢包。完成綁定後，用戶即可掃描二維碼，在數以千萬計的商戶付款。
· 不只是付款工具：TenPayGo 還提供多項方便旅客使用的功能，包括人工智能（AI）翻譯，例如翻譯餐牌；以及「指一指、圈一圈」功能，用來識別物件。用戶亦可以直接在應用程式內啟用深圳巴士及地鐵乘車碼。
· 離境退稅：TenPayGo 與中國工商銀行深圳分行（ICBC Shenzhen）合作，讓用戶可以直接透過應用程式辦理離境退稅。
這款應用程式直接與螞蟻集團（Ant Group）旗下的支付寶（Alipay）競爭。一直以來，支付寶都是外國旅客到中國旅遊時最常使用的主要行動支付平台之一。
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TenPayGo is a mobile payment app developed by Tencent (the company behind WeChat) specifically for overseas visitors traveling to China. It is designed to make it easier for foreign tourists to pay like locals by connecting international payment methods to China’s vast WeChat Pay merchant network.
💳 Key Features and How It Works
· Easy Registration: Unlike standard Chinese apps, you can register using just an email address, with no need for a Chinese phone number or local bank card.
· International Payment Support: It allows you to link Visa, Mastercard, and other major international cards, as well as Apple Pay and overseas e-wallets like Starryblu. Once linked, you can scan QR codes to pay at tens of millions of merchants.
· Beyond Payments: It includes travel-friendly tools such as AI-powered translation (e.g., for menus), and a “point and circle” feature to identify objects. You can also activate a ride code for Shenzhen’s buses and metro directly in the app.
· Departure Tax Refunds: It integrates with ICBC Shenzhen to allow users to process departure tax refunds directly within the app.
This app directly competes with Ant Group’s Alipay, which has traditionally been the go-to platform for foreign visitors.
